|The RoadStar Package is a group of optional insurance
coverages available at a special low price to Roadstars - ICBC's
Loss of Use
|This protects users of rental vehicles or courtesy cars.
- Third-Party Legal Liability to $1,000,000 (for damage
or injury you cause to others while driving the rented or courtesy
- Accident Benefits
- Underinsured Motorist Protection (UMP)
- Legal Liability for damage to the rental vehicle or
courtesy car (Collision, $300 deductible; Comprehensive, $300
- Loss of Use ($25 per day to a total limit of $250) of
the rental vehicle or courtesy car if an accident has made it
- Payment for claims made by rental companies for loss
Loss of Use coverage:
|If you make a claim under your Autoplan Collision, Comprehensive,
or Specified Perils coverage, this Loss of Use coverage reimburses
you for the cost of renting a substitute vehicle, hiring taxis
or using public transportation if you lose the use of your vehicle
(the one covered by the RoadStar Package). Without Autoplan
Collision, Comprehensive or Specified Perils coverage, the Loss
of Use under your RoadStar Package won't apply.
This Loss of Use allows a total of $500 coverage for substitute
transportation ($1,000 for motor homes with no daily limit),
with a daily limit of $100. Coverage starts immediately after
the accident if the vehicle is inoperable, and ends as soon
as the vehicle is repaired or when ICBC has made you an offer
of settlement if the vehicle is a total loss. If the vehicle
is driveable, coverage applies while it is in the shop undergoing
repairs and ends as soon as the repairs are completed.
Vehicle Travel Protection:
|Vehicle Travel Protection reimburses you for some expenses
you may incur if you are in a motor vehicle accident or if your
vehicle is stolen while you are on a trip away from home. It
is intended for people who take their vehicles on holidays or
business trips. You are also protected if, while on a trip,
you are involved in an accident with a motor vehicle while riding
a bicycle or as a pedestrian.
This policy covers:
- Additional living expenses (up to $500 for one or two
people; up to $1,000 for three or more). This includes lodging,
meals telephone calls and transportation expenses.
- Towing expenses ($100 maximum)
- Expenses incurred to bring the described vehicle back
home ($750 maximum). This includes bringing a damaged or recovered
stolen vehicle back home for repairs or sending someone to bring
home a stolen vehicle that has been recovered.
- Replacement vehicle expenses (up to $500) for a rented
- Travel expenses for you to return home by the most direct
route (up to $1,500 for one or two people; up to $3,000 for
three or more).
- Reimbursement of your deductible for a collision claim
if your vehicle is damaged by a vehicle not insured by ICBC
(only if you have Autoplan Collision coverage and you are not
at fault for the accident).
|With the RoadStar Package, if your keys
or remote keyless entry transmitter are stolen, ICBC will reimburse
you for the cost of replacing them and re-keying locks on your
vehicle up to a maximum of $500. You must have valid Autoplan
Comprehensive or Specified Perils coverage and the replacement
costs are subject to the applicable deductible.