|THE COST OF YOUR AUTOPLAN DEPENDS ON:
| Rate class (how
you use your vehicle)
record and that of the principal
Make, model and
year of the vehicle (for only).
| The overall cost of your Autoplan insurance also depends
on what type of Autoplan Optional insurance you choose to purchase.
|A rate class describes how you use your vehicle (driving
to and from work, pleasure use only, business, delivery, etc.).
If the rate class is wrong and you make a claim, the claim could
be denied or you may have to pay a penalty.
|ICBC divides the province into territories based on
geography and population. A vehicle driven in a sparsely populated
area has less chance of being involved in a crash than a vehicle
driven in a densely populated area. Vehicles driven to and from
work or school or for pleasure use must be rated in the territory
in which they are primarily located when not in use. This is
usually your home address.
|Make, model, and year of the vehicle (for
Autoplan Optional insurance only)
|The make, model, and year of your vehicle, type of insurance
you choose, and deductible play a role in determining the cost
of Collision, Comprehensive and other optional insurance. Vehicles
that cost more to repair or are stolen more often, cost more
to insure. These factors do not affect the cost of your Autoplan